This week was payday weekend, for me, it was almost like hitting Ground Zero. I had bills, dues, subscriptions and contributions to meet up with. At some point, I kept trying to remember what I spent my money on. It is amazing me how much you stack up bills by simply breathing, even you live on a budget.
As a leader or member of a unit in church, meetings never end without “So, let us not forget to pay our dues”.” Pay to sister so and so the stipulated amount for this month”. The said sister raises up hand and smiles sheepishly and recites the account number and you cringe inside because you ask yourself, how in the world did we get into a new month? You manage to squeeze out the money and give to the sister who in turn thanks you and writes your name down in the list of non-debtors. You wonder if she has paid hers, chances are, she probably hasn’t ( I know this because I am that sister).
OR It is probably that time at the office to pay up your colleague’s aso-ebi money, that is the time you realise you should have simply decided to wear a similar color to the event. The whole package enough to feed you for 2 weeks. Then, you remember you don’t want to be the odd one out, everyone else wil mock you for not rising to the occasion. (No, I am not that sister). Truth is, everyone else is probably thinking the same thing.
My colleagues back then knew I was an online shopping faithful. Probably one of the reasons I work in an online e-commerce coy now, who knows (frying pan to fire, you say). From hair products to clothes to household items I get everything online. If you know me well, you’d know I love natural hair products.
*Hey, Olori, one love.*
My mom entered my room one day and exclaimed, “So, this is what you spend your money on”. I looked at my table and reality hit.
I decided We decided to start a savings plan and I have been enjoying it. I have no idea where the money is but all I know is I have paid in advance so I don’t worry if I meet up or not. Let me tell you how I did it: I paid the amount required from me every month and paid for the next month. If I couldn’t meet up, I did something extra to bring in cash so I pay off. Sometimes, I paid 3 months ahead. It wasn’t easy.
All you need to do is:
- Get someone to encourage you if you can’t do it by yourself.
- Choose a long term plan, say 12 months, 18 months, 2 years or more that will deny you access to the cash.
- Be ready to have no idea where the money is or access to it but definitely let it be a reliable place.
- Pay ahead in the rainy days.
- Deny yourself unnecessary pleasures but don’t starve or be boring to yourself. Pretend to be broke in the name of the Lord.
- Get other source of income so that payday will actually be for you and not to cover debts
This Sunday I am ready to ask debtors to pay their overdue dues, everybody must pay. Afterall, it is Payday Weekend, money is still plenty in the bank.😆😆😄😉
For those of you who are like me, who can’t seem to wait for the 2-week mark to get hair under the shower and wash, congratulations on seeing another Saturday. Next post, I will be telling you my weekend braided hair wash routine. It is that time of the month again, when everyone has to line up outside the bathroom door till her royal highness, decides to come outta the bathroom with hair dripping wet and smelling rosy.
Pre-poo, pre-wash, pre- everything…(Yes, I am that sister)